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Independent South African money journalism — personal finance, tax, wealth building, asset protection and alternative investments, written in plain language.
Showing 9 of 18 articles.
Tax Optimisation17 Sept 2026 · 4 mins read
Tax Deadline Is Here Don’t Miss the Opportunity
Tax season is here. Discover how an RA contribution before 28 February 2027 could reduce taxable income, unlock valuable tax benefits and give your retirement savings more time to compound. Explore how front-loading an RA may help investors build long-term wealth.
FMFFREEDOM MEDIA
Ffreedom Connect16 Sept 2026 · 4 mins read
How the rand got its name and South Africa's money
South Africa’s rand takes its name from the Witwatersrand, the gold-rich ridge around Johannesburg. The choice linked a new decimal currency to the mining boom that reshaped the economy.
FMFFREEDOM MEDIA
Tax Optimisation08 Sept 2026 · 4 mins read
How to Legally Reduce Tax on Investments in South Africa
Five legal strategies help South Africans cut investment taxes in 2026, despite fiscal drag and high rates. Use TFSAs, RAs, exemptions, asset choice and deductions to grow wealth.
FMFFREEDOM MEDIA
Business Solutions07 Sept 2026 · 5 mins read
Business expenses insurance for South African professionals
Your personal income may be protected if illness or injury keeps you from work—but who pays your practice’s rent, salaries and other overheads? Business expenses insurance is designed to help South African professionals keep their practices operating during a temporary absence.
FMFFREEDOM MEDIA
Personal Finance07 Sept 2026 · 4 mins read
AI retrenchment risk and career insurance in SA
AI is compressing white collar roles in South Africa. Here is how to position retrenchment cover, UIF and liquidity buffers inside a durable personal asset protection plan.
FMFFREEDOM MEDIA
Business Solutions07 Sept 2026 · 4 mins read
South African business owners face funding and costs
South African business owners face funding gaps, rising costs, competition, compliance burdens, cyber risks, skills shortages and cash flow strain, spurring calls for targeted support.
FMFFREEDOM MEDIA
02 Sept 2026 · 3 mins read
ETFs Cheap, Cheerful, and Slightly Misunderstood
ETF investing in South Africa can be simple, but choosing the right ETF requires more than comparing fees. Investors should understand what an ETF tracks, how concentrated its holdings are, its total costs, liquidity, currency exposure and how it fits into their broader portfolio. This guide explores the ETF paradox and provides a practical checklist for selecting ETFs more intelligently.
FMFFREEDOM MEDIA
Personal Finance30 Aug 2026 · 4 mins read
Tax efficient investing South Africa guide and tools
South Africans can cut tax drag with TFSAs, retirement funds, and insurer-based endowment and sinking fund policies that internalise tax and simplify reporting.
FMFFREEDOM MEDIA
Wealth Building23 Aug 2026 · 3 mins read
Structured Products A Smarter Way to Invest With Less Guesswork
Could structured products offer South African investors a smarter way to balance growth and risk? Learn how structured investments work, the role of downside barriers, credit risk, tax and adviser licensing—and what to consider before investing.
FMFFREEDOM MEDIA
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