No cost, no obligation
Free advisory session
Our content is education, not advice. If you want a plan tailored to your circumstances, book a complimentary 30-minute conversation with an authorised advisor — structure, tax efficiency and allocation, with no obligation.
1st Group Capital (Pty) Ltd, authorised FSP 49632
How it works
Four steps, no pressure at any of them
- 1
Share your situation
A short form: your goals, roughly where your money sits today and what you would like clarity on.
- 2
We match you
An authorised advisor from 1st Group Capital who works with clients in a similar position reaches out within two business days.
- 3
A 30-minute conversation
Online or telephonic, at a time that suits you. No products are sold on the call.
- 4
You decide what happens next
You leave with a written summary of what was discussed. Engaging further is entirely optional.
What we cover on the call
Bring any of these to the conversation
Structure
Retirement annuities, tax free savings, discretionary portfolios, trusts and company structures, and which wrapper each rand belongs in.
Tax efficiency
Section 10C and 11F deductions, capital gains timing, offshore allowances and the SARS treatment of your income.
Allocation
Local versus offshore exposure, equity and income balance, currency risk and what a rand-based portfolio should look like.
Protection
Life, disability and severe illness cover, estate duty, executor fees and marital regimes.
Debt and cash flow
Bond structuring, access bonds versus investing, and the order in which to clear expensive credit.
Business owners
Remuneration versus dividends, buy-and-sell arrangements, key person cover and exit planning.
Questions people ask first
- What does the session cost?
- Nothing. The introductory 30-minute conversation is complimentary and carries no obligation to proceed.
- Is this financial advice?
- Everything published on FFREEDOM is general financial education. Advice tailored to your circumstances is provided in the session by an authorised representative of 1st Group Capital (Pty) Ltd, FSP 49632.
- Will I be sold a product?
- No. The purpose of the call is to understand your position and give you a clear view of your options. Any recommendation comes later, in writing, with costs disclosed.
- What happens to my details?
- Your details are used only to arrange the consultation and are never sold to third parties. You can ask us to delete them at any time.
- How much money do I need?
- There is no minimum. The conversation is as useful for someone starting their first tax free savings account as for someone restructuring a multi-asset portfolio.
Ready when you are
Book the complimentary session, or read the publication first — both are free.