South Africa's biggest companies are moving into banking. But deposits, data and customer relationships may be more important than banking fees. What does this mean for your financial choices?
23 Sep 2026 · 5 mins read
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Independent South African money journalism, personal finance, tax, wealth building, asset protection and alternative investments, written in plain language.
Showing 9 of 26 articles.
Ffreedom Connect16 Sep 2026 · 4 mins read
South Africa’s rand takes its name from the Witwatersrand, the gold-rich ridge around Johannesburg. The choice linked a new decimal currency to the mining boom that reshaped the economy.
Tax Optimisation08 Sep 2026 · 4 mins read
Five legal strategies help South Africans cut investment taxes in 2026, despite fiscal drag and high rates. Use TFSAs, RAs, exemptions, asset choice and deductions to grow wealth.
Business Solutions07 Sep 2026 · 5 mins read
Your personal income may be protected if illness or injury keeps you from work—but who pays your practice’s rent, salaries and other overheads? Business expenses insurance is designed to help South African professionals keep their practices operating during a temporary absence.
Personal Finance07 Sep 2026 · 4 mins read
AI is compressing white collar roles in South Africa. Here is how to position retrenchment cover, UIF and liquidity buffers inside a durable personal asset protection plan.
Business Solutions07 Sep 2026 · 4 mins read
South African business owners face funding gaps, rising costs, competition, compliance burdens, cyber risks, skills shortages and cash flow strain, spurring calls for targeted support.
02 Sep 2026 · 3 mins read
ETF investing in South Africa can be simple, but choosing the right ETF requires more than comparing fees. Investors should understand what an ETF tracks, how concentrated its holdings are, its total costs, liquidity, currency exposure and how it fits into their broader portfolio. This guide explores the ETF paradox and provides a practical checklist for selecting ETFs more intelligently.
Personal Finance30 Aug 2026 · 4 mins read
South Africans can cut tax drag with TFSAs, retirement funds, and insurer-based endowment and sinking fund policies that internalise tax and simplify reporting.
Wealth Building23 Aug 2026 · 3 mins read
Could structured products offer South African investors a smarter way to balance growth and risk? Learn how structured investments work, the role of downside barriers, credit risk, tax and adviser licensing—and what to consider before investing.
Wealth Building22 Aug 2026 · 3 mins read
From billionaires to everyday landlords, property ownership remains a proven path to cash flow, inflation defense and long‑term equity growth.
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