Beyond the bank account
Alternative Investments
Fractional property, REITs, private credit, offshore funds and commodities.
Read the section
Tax Optimisation
How to Legally Reduce Tax on Investments in South Africa
Five legal strategies help South Africans cut investment taxes in 2026, despite fiscal drag and high rates. Use TFSAs, RAs, exemptions, asset choice and deductions to grow wealth.
08 Sept 2026 · 4 mins read
Editor's picks
Start with these
What we cover
Five topics, one goal, financial independence for South Africans
Keep what you have built
Asset Protection
Trusts, estate planning, marital regimes, insurance and business structuring.
Read the sectionSection
Business Solutions
South Africa's leading wealth architects for business owners. We help entrepreneurs create, protect and transfer wealth through integrated advice that combines financial planning, tax efficiency, private markets, business succession and global investment opportunities. Our promise: One adviser. One strategy. Every aspect of your wealth working together.
Read the sectionSection
Ffreedom Connect
Stories · newsletters · weekly brief · market updates · special reports. The stories behind South Africa's money, business, technology and wealth.
Read the sectionSection
Market Rates
Rates · yields · fees · costs · products · platforms · providers · weekly comparisons
Read the sectionMoney that works day to day
Personal Finance
Budgeting, debt, medical aid, credit and emergency funds explained with South African numbers.
Read the sectionKeep more of what you earn
Tax Optimisation
How SARS treats your income, retirement contributions, capital gains and offshore assets.
Read the sectionCompounding on purpose
Wealth Building
Tax free savings, retirement annuities, JSE and offshore index exposure.
Read the sectionThe publication
Financial freedom, explained
Independent South African money journalism — personal finance, tax, wealth building, asset protection and alternative investments, written in plain language.
Showing 1 of 19 articles.
Tax Optimisation03 Aug 2026 · 3 mins read
Investment Tax Drag South Africa Cuts Portfolio Gains
Unmanaged investment tax drag in South Africa erodes compounded wealth. Proper structuring protects long-term portfolio growth from severe tax leakage.
FMFFREEDOM MEDIA
Advisory
Speak to an accredited advisor
A complimentary conversation with an authorised advisor about your structure, tax efficiency and allocation — no product pitch, no obligation.
- 30 minutes, by video or phone
- An authorised FSP 49632 advisor
- Structure, tax and allocation reviewed
- No cost and no obligation
Advisory services are provided by 1st Group Capital (Pty) Ltd, an authorised financial services provider. Editorial content stays independent of any session you book.
The weekly brief
One email a week with the money moves that matter
New articles, SARS and JSE developments explained in plain language, and the numbers behind them. No spam, unsubscribe any time.
Education only, never personal financial advice.