List every debt
Write down balances, interest rates and minimum payments. Clarity is the first win.
Attack the smallest balance
Momentum beats maths for most households. Each cleared account frees cash for the next.
Escaping the Debt Trap With the Snowball Method
A step-by-step approach to clearing store cards, personal loans and vehicle finance without losing momentum.
Lerato Naidoo·23 Jul 2026·8 mins read· 530 views